Tips for Safe Online Shopping – No matter how experienced you are at online purchases, scammers do not sleep and create all new schemes. Therefore, it is meaningless in the topic “how to buy in the online store is safe” to try to describe and warn against each scam. I set another task – to recall simple safety rules, which all together perfectly protect against the most sophisticated crooks.
According to statistics, the number of “divorces” increases significantly during the holidays, because people choose gifts to relatives and friends. Also, promotions are held in stores during this period and offer good discounts. And buyers in the pursuit of freebies lose their vigilance. Therefore, before making another order in the online store, go through each item. The rules are not new, but this does not prevent us from forgetting them from time to time and behaving carelessly.
11 Essential Tips for Safe Online Shopping
- Choose only trusted sites
On holidays, when all sellers vigorously offer low prices and gifts for every purchase, it is not worth testing new resources. Especially little known.
The fact that the store hit the TOP-3 at your request is not a sign of its reliability. This is just high-quality work of SEOs. On a familiar site, the probability of being involved in a fraudulent scheme is much lower. For example, we all know rozetka.com.ua or fotos.ua. There are also online stores representing large offline retail chains.
A trick is quite common when using a well-known brand with a different domain zone. Instead of .com it is written .net or .org. Yes, pricing on such sites can be very tempting. But this is how scam collects confidential billing information from users.
- Site protocol must support encryption.
The address of the secure resource begins with https://. Never make purchases from your credit card on the site with the address HTTP://. This is not necessarily a scam, but your payment details are not protected against theft. Never send your credit card number by e-mail! Legal shops do not work that way.
- Do not report TIN
No legal online store needs your TIN or date of birth. However, if fraudsters get them, combined with your credit card number for purchases, they are capable of spoiling them. If possible, try to indicate the minimum of personal information.
- Check bills
Regularly check the status of your cards and payment invoices. Especially when you are on vacation. During this period, people are less attentive, relaxed, and credit cards are used in unfamiliar places. Make sure that you do not see any left-wing payments, even from sites like PayPal. In the end, there are plenty of ways to get to your savings)).
At first, suspicions call the hotline of your bank and resolve the issue as soon as possible. Confirm the payment from your credit card, only after a thorough check of details. This case from the series is not just “measure 7 times”, but everything is better 15. For reliability.
Most payment systems have a refund option. Anyone who learns how to shop online safely should be prepared for a negative scenario. Find out in advance about the return procedure in your bank or technical support, if it comes to electronic money.
- Protect your computer
Fraudsters do not always sit and quietly wait for trusting users to look at the site and leave their details. Sometimes they act more aggressively using phishing emails. Install a reliable antivirus and make a habit of not clicking on pop-up windows. How to buy from an online store is safe if your own computer is “passable yard” ?!
- Use only strong passwords.
This means that it is reckless to leave a birth date as a password for an electronic wallet or online banking. The best option is a password generator that uses random characters and then stores them in its own secure database. This function is in many password managers.
- Use mobile devices
Solid resources support payments from phones and process such orders at least as quickly as possible. In this regard, there is no cause for concern. Abroad, users do not even remember how to buy in the online store without smart gadgets. The main trick is to use the official applications of large trading floors or your bank. So you can see the goods and make payment, without going directly to the site of the store.
- Avoid making payments in public places.
Of course, the times when people went to check email in an Internet cafe are long gone. But situations are different. If you still have to carry out a payment transaction in an unreliable place, do not forget to log out of your account before disconnecting. This even applies to email verification.
And it’s better just to get a tablet. Shop from it if you are away from home. In general, be careful in public places. As long as you enter the card number and its expiration date, the fraudster will have plenty of time to look over his shoulder to steal your data. Think like a gangster)). Sit back to the wall and face the door. Why create potentially dangerous situations.
- Use secure connection
Home WiFi is usually password protected. But social networks do not always have this property. When choosing a public network, give preference to one that assumes a password and a wireless connection.
- Pay with gift cards and purchase certificates
We have certificates for a certain amount as large retail chains widely offer a gift, but people have not yet fully appreciated the benefits. From a security perspective on the Internet, this is ideal. You do not have to specify the card number and all the details will be “disposable.”
- If something is too good – most likely it is a divorce.
We all know that! Thousand times heard! But the number of victims of fraud is constantly growing. Especially all sorts of schemes bloom in full during the holidays. For example, you can find a free iPad as a gift for the main purchase and a discounts coupon.
By the way, many of these “offers” come through social networks. Sometimes even from friends and acquaintances.